I've been buying SkypeOut minutes since June 2004. There have been many complaints about billing, not being able to pay etc. Yet the call quality is obviously much improved. The problem is the billing system. It sucks.

Skype has had problems with credit card fraud. They are apparently not alone. At different times different payment methods have been available to us in the US. Because of this I've used two credit cards and one paypal account to buy SkypeOut minutes on my everyday Skype account.

However, sharing my Skype with others in the family for SkypeOut calls can stop one from working --- even when the other party is on a cordless. Over the weekend I tried to buy minutes for my wife on her credit card on our shared Visa account. This was the result.