Bill Campbell

The Skype Payment API - SkypePay

August 1, 2005 10:15 AM

Topics: Business | Developer Zone | Developers | Skype API | Technology | software

This new whitepaper The Skype Payment API from Connectotel should wake up everyone in Skypeland.

I found it on the Skype Forum.

Summary:

The proposed design for SkypePay would allow any Skype user to make use of his/her existing SkypeOut account to pay for goods and services. At the most basic level, the process of making a payment via SkypePay can be considered as a transfer of an amount
between one Skype user’s SkypeOut account and another.

This whitepaper is an epic. If implemented, and the rumour mill says that it will be, SkypePay has profound consequences for everyone: The Skype Developer Community, for the users of the Skype Global Network and Skype. As well, it opens up a whole new developer community ─ those engaged in producing content. From home movies, games and porn.

It is a show stopper for MSN and Yahoo.

Niklas Zenström has always talked about delivering “services”. SkypePay would make this easy for everyone, not just Skype to get paid for services: consulting on any topic, teaching languages, just let your mind wander.

What an awesome way to build a community.




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Comments

Posted by: websetters at August 1, 2005 12:45 PM

If this happens it will be awesome. I was in discussion with a client this very morning who's is looking at using our IVR technology to control access to his content and one of the obvious issues was payment mechanisms. I even have a task in my PDA to contact Skype to enquire whether they intend to provide such an obvious service.

As we all know, credit cards and systems like PayPal and NoChex are just too expensive for relatively low cost items. An electronic wallet alternative is still needed for mass distribution of low value content. The closest thing today is premium SMS and telephony services. Put this concept on top of the FREE Skype infrastructure and the option to deliver an electronic wallet service at lower cost comes within reach of reality.

About six years ago I had responsibility for mobile computing services in the UK for the systems integrator SEMA, and spent a lot of time with the mobile phone handset manufacturers who at that time were looking at ways of turning the mobile phone into an electronic wallet. At that time the concept of bluetooth links to a 'Coke' machine to buy a drink and pay through the monthly phone bill, and other similar applications were being explored and delivered. More importantly looking at the actual usage of a service and price upon that usage was also seen as a strong competitive advantage but at that stage not practible due to the infrastructure cost involved.

If Skype deliver payment services on their network and employ a pricing strategy similar to their existing pay services then we have the potential of achieving the potential that back in the late 90's were shelved due to the relatively high cost of delivering the service.

As you say, this has the potential to make a very big difference to Skype and it's supporters.

Regards
Graeme

Posted by: Paul Jardine at August 3, 2005 7:43 AM

It's the killer API, in my humble opinion!

Posted by: Bill Campbell at August 3, 2005 11:27 AM

Thanks Graeme! Nice comment.

Posted by: st-john-ambu at November 20, 2006 4:35 AM

I have tried to transfer money to my Skype account both from positive Master Card and VISA, but I receive a message via mail from Skype "we have cancelled your order". >Now for 6 times. This is a nonsens system when you are not given an alternative to pay- or an explanation you can use. Hvat can I do???
Regards
Barsoe

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